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How to prepare for the end of your marriage

If you think that a divorce is in your future, it is important to start preparing before filing paperwork with an Arizona court. Ideally, you will make a list of household assets and liabilities as well as gather documents highlighting how much you and your spouse make in a given year. Take a look at some other actions that might make the process of ending a marriage easier on yourself.

Open a credit account in your name

Obtaining a credit card can be an ideal way to start building your own credit score and history. The sooner you establish a track record of handling debt responsibly, the easier it will be to purchase a home or car after a divorce. Make sure that you only use the card for purchases you can afford to pay off at the end of the month.

Have joint accounts frozen or closed

As revenge for ending the relationship, your spouse could decide to accrue a balance on a joint credit card that he or she doesn’t intend to repay. Your spouse may also decide to take money out of a joint bank account in an effort to undermine your financial position before and after the divorce. Having a joint account frozen or closed can help to preserve your credit score or financial security both now and in the future.

Remain at home if possible

Assuming that your spouse isn’t abusing you or your children, it is generally a good idea to stay in the family home until the divorce is final. This may allow your children to remain in the same school district, which can help provide a sense of normalcy during a potentially chaotic time. It can also help preserve your ownership interest in the property.

A family law attorney may be able to represent your interests during the divorce process. For instance, he or she might obtain information during discovery that bolsters your chances of receiving a favorable settlement or an agreement reached during a mediation session.